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Car Rental Insurance in the UAE: What’s Covered & What’s Not

Insurance is one of the most misunderstood parts of car rental. Many renters assume everything is covered, but that’s not always the case. Here’s what you need to know:

  1. What’s Typically Covered
    Most rentals include basic insurance (Third-Party Liability or TPL) by law. This covers damage to other vehicles or property, not your own.
  2. What’s Often Excluded
    Basic coverage usually doesn’t include damage to your own car, tires, windshields, or personal belongings.
  3. Optional Coverage
  • Collision Damage Waiver (CDW): Covers damage to the rental car (with or without excess).
  • Super CDW / Full Protection: Reduces or removes your financial responsibility entirely.
  • Personal Accident Insurance (PAI): Covers medical costs for the driver and passengers.
  1. How to Avoid Surprises
    Always ask for a clear breakdown of coverage, deductibles, and exclusions before driving away.

👉 At Car2Go.rent, we keep insurance options simple and transparent, so you know exactly what’s included.

Final Thoughts

Insurance doesn’t have to be confusing. The key is asking the right questions and knowing what’s covered and what isn’t. Before renting, always review your policy and clarify anything that feels unclear. At Car2Go.rent, we prioritize transparency so you can drive confidently, knowing you’re protected every step of the way.

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